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NEW YORK — There was a time when Naomi Peña could seemingly do it all: Work a full-time job and raise four children on her own. But when the viral pandemic struck early last year, her personal challenges began to mount and she faced an aching decision: Her children or her job? She chose her...
When I graduated from high school, I remember receiving two gifts: Cash and a beautifully wrapped box. I received this same wrapped gift at my wedding reception and my kids’ baby showers. What was inside this mysterious present? Blank thank you notes. The giver (my mom) even included names and addresses of people who gave...
Although “time is money” is a popular adage, when it comes to retirement, it’s often timing that matters most. Significant losses or depletions to your savings early in retirement can shrink your nest egg. This is known as the sequence of returns risk, and it is an important concept to know about so you can...
Despite the recent resurgence of COVID-19, many consumers are more comfortable shopping at brick-and-mortar stores compared to last year, and experts are predicting substantial retail traffic this holiday season. “While COVID-19 is still making headlines as we head into the holidays, vaccine availability and retailers’ health and safety measures have put us in a different...
While basic sun protection likely is your top skin care priority in summer, during the fall, it’s time to address other skin care concerns. One matter in particular to pay close attention to is scarring. This is because sun exposure can cause further discoloration in scars. What’s more, scar tissue is more susceptible than other...
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