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Amanda Reeves was about as prepared to have a baby boy in late August as any 20-year-old woman could be after immersing herself in the Clarity Clinic Pregnancy Center of Dubuque. She took educational classes ranging from birthing to safe sleep in what is called First Steps. She also was referred to classes offsite for...
Have you ever heard of the three-legged stool of retirement? If you have, it probably was a while ago. Once considered the ideal retirement model, the three-legged stool has fallen out of favor because one of the legs — defined benefit pensions — is not as stable as it once was, and the future of...
Shelby Duggan was just 11 years old when she was bitten by the entrepreneurial bug. But what began as a simple newspaper delivery route of which she could take ownership found a fitting niche as she grew older and became a fan of the popular TLC reality television series, “Say Yes to the Dress.” From...
Deb Winter had inspiration strike when she launched Deb’s Brewtopia in Elkader, Iowa. Creating her dream was a leap of faith, and the business is becoming a unique feature of the community. “The funny thing is I never intended to open a taproom,” Winter said. “I have never been fond of ‘bars’ and the shenanigans...
You’ve decided that’s it’s time to buy your first home. Congratulations. You are on your way to fulfilling your dreams. Before you start house hunting though, you should have a number of things in place. You should be saving for the down payment (a down payment can be about 20% of the price of the...
Sheri and Robert Willmers’ love story came full circle this year without them even realizing it. At the heart of their tale: Coffee and donuts. The couple met at a quaint Italian bakery in Seattle 23 years ago. Every morning, Sheri went for coffee, and Robert went for donuts. Even though Sheri was getting ready...
Just a couple of decades ago, when it came to technology, the average student could slide by with a calculator and a wristwatch. To make the grade these days, your kids likely will need a full suite of mobile devices. With the skyrocketing cost of new devices, you might be unwilling or unable to outfit...
Retirement planning can be confusing. 401(k), 403(b), SEP, and who the heck is IRA anyway? The following thoughts are intended to help get you involved, on track and engaged in a productive conversation about your retirement plan. What to know What do you want your retirement to look like? Is it drinking expensive wine in...
The other day, I was walking through the store, and there was a lady trying on a few dresses to find the perfect outfit for a wedding. She had a group of friends for support and input. With so many colors, cuts, styles, trends she wanted input to make sure she was making a good...
Empower women. Enable breastfeeding. This is the theme of World Breastfeeding Week, Aug 1-7. This week is set aside to highlight breastfeeding and its vital importance to women, infants and the community. Communities across the country, including those in the tri-states, will host events to recognize breastfeeding and empower the mothers who dedicate themselves to...
The coffee shops and restaurants in Dubuque are frequent meeting spots for people running for office and for their supporters. But even beyond these meeting places, something’s abuzz across Iowa and the U.S. During primary season, residents in Iowa brace themselves for the arrival of politicians because the state has long been considered a pulse...
Patrons of the Galena (Ill.) Food Pantry can find many essentials, from food to used clothing. For years, though, one type of item has been notably absent: Feminine hygiene products. Now, a local charitable group hopes to remedy that. Women and Friends Making a Difference, of Galena, has launched an initiative to gather feminine hygiene...
Have you ever had one of those months where you get paid, but you don’t know where all your money went? Most Americans are in debt due to soaring college costs, credit card debt and the need to keep up with the Joneses. I recently heard of people purchasing a family pet on a payment...
It takes just minutes to fill an online cart, do a quick cost comparison and click to complete the order. But if the items aren’t necessary, why is it easy to make purchases without much thought? Erin Lowry knows. “I think money often gets discussed as a rational thing and it’s not,” she said. “We...
Similar to picking a good house, you need to have a good foundation, otherwise you can unknowingly put the rest of your assets at risk. Here are five tips: 1. Build an emergency fund What would happen if you were stuck with an unexpected bill? If you aren’t sure what you would do or your...
DYERSVILLE, Iowa — Last spring, Jennifer Recker took the leap and opened a boutique in downtown Dyersville. J & R Fashions — named after Jennifer and her daughter, Rayne Hollenback — opened in May at 248 First Ave. E. The 1,400-square-foot retail space represented a new challenge for Recker, who previously sold items online and...
Whenever I send out a resume, I am skeptical about what the words “overnight camp counselor” might mean to the person reading it. What do people who have not gone to summer camp think my five summers as a counselor communicate about me? Do they find it silly I even included it? To me, it...
The evening of Dec. 19, 2018, is one that 23-year old Shelby Melssen will never forget. After her registered nurse pinning ceremony, she and her boyfriend, Kaizer Gukeisen, stopped back at their apartment before joining family for dinner. It was there, in their living room, where he proposed to her. “He had a big bouquet...
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